What is RLS and what funding is available?
- RLS provides social housing through the renovation of vacant privately owned properties.
- Meath County Council or an Approved Housing Body (AHB), provides an interest free loan to carry out works on vacant properties to bring them up to rental standards.
- The renovated home is leased to the Council or AHB to provide social housing for between 5 and 25 years.
- The maximum loan is €80,000, including VAT, per completed unit; 2 units max €160,000, 3 units max €240,000 etc.
- The loan is offset against the monthly lease payment to the owner.
- Income – lease payments maximum 80%/85% of market rent for long-term leases or 92%/95% for RAA, less offset.
Benefits to Property Owner
- Long-term lease option (5 to 25 years) or Rental Availability Agreement (5 to 10 years typically).
- Meath County Council or the AHB is the landlord to the tenant; no day to day maintenance (long-term lease only).
- No loss of rent during vacant periods; no advertising/letting fees.
- Guaranteed income for lifetime of lease.
- Interest free loan up to €80,000 including VAT, per unit, for example, where a vacant pub is converted into 7 units, maximum funding of €560,000 is available. In the case of multi-unit developments, funding may be apportioned between units.
- There is no limit on the number of units one property owner can provide under RLS.
- Tax relief under the Living Cities Initiative may apply, where appropriate (provided that all other requirements of the Initiative are met).
- Information on the tax treatment of RLS is available on the website of the Revenue Commissioners.
What properties qualify?
- Properties must be vacant for at least 12 months; and
- Meath County Council must decide that the units are required and suitable for social housing.
- The scheme is open to the following property types; i) residential properties, ii) vacant commercial properties, iii) vacant units associated with a commercial property (e.g. over a shop); iv) former institutional buildings and v) unfinished developments where these have been vacant for a significant period of time.
Where can I apply?
If you are interested in applying to this scheme or wish to discuss, please contact Meath County Council’s Repair and Leasing team at 046 9097279 or email repairandleasing@meathcoco.ie or complete and return the Expression of Interest form below.