Damage to a protected structure from Weather conditions
If your home has been affected by a severe weather event such as flooding, the Humanitarian Assistance Scheme can provide emergency financial help.
There are 3 parts to the Humanitarian Assistance Scheme:
Stage 1 (Immediate need): Emergency support payment to help pay for food, clothing, personal items and alternative accommodation if you need it.
Stage 1 is not means-tested.
Stage 2 (Damage to essential items and contents): Replacing white goods (fridge, freezer), flooring, basic furniture and other essential household items.
Stage 3 (Longer-term financial support for structural damage to your home): including plastering, dry lining, relaying of floors, electrical re-wiring and painting.
Stage 2 and Stage 3 are means-tested.
The Humanitarian Assistance Scheme helps you meet the cost of essential needs and repairs rather than provide full compensation for losses or damage. The Scheme is administered by the Community Welfare Service.
The Humanitarian Assistance Scheme does not cover:
- Losses covered by an insurance policy
- Loss of items considered not essential, or luxury items
- Commercial and business losses
- Loss or damage to private rented accommodation or local authority accommodation
Do I qualify for help under the scheme?
- Stage 1 emergency payments are available to all homeowners. These payments are not means-tested.
- Stage 2 and Stage 3 financial support is means-tested.
To qualify for Stage 2 and Stage 3 financial support, your household’s income is assessed to decide whether your household can meet the cost, or some of the cost, of restoring your home to a habitable condition.
All household income is considered in the income test. You do not have to be getting a social welfare payment to qualify.
For further information please click here.